RunRyder - Paypal and your bank account

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Off Topics > Paypal and your bank account

HS748
Senior Heliman
Location: online

Hello,

I have used Paypal many times, both for purchasing and selling and have had no problems at all.

Do any of you have any reservations about "hooking" up your personal bank account to add funds to your paypal account? It just seems like it might open up more possibilities for problems/fraud? Or do you just buy with the funds in your paypal account, and top up your account with your credit card?

Jarrett

01-30-2004 Over year old.

pepper
Veteran
Location: GREAT STATE OF TEXAS!!

to stash money away from the wife

pepper
GOD BLESS

01-30-2004 Over year old.

HOMEPAGE

11290
Senior Heliman
Location: USA

I opened up a free checking account with a totally seperate address (my work address in this case) and only keep about $10 in it at any one time. When I want to transfer money to Paypal, I just put that money in the account and then do the transfer.

It feels safe to me at least to the extent that it does not involve my primary checking or savings account.

Just my $.02

01-30-2004 Over year old.

augiep38
Heliman
Location: Charles Town, WV

I do the same thing "11290" does.

Todd

01-31-2004 Over year old.

AGRAV8
rrProfessor
Location: Mosquito Coast......Houston Texas

Ain't SKEERED

Draws direct. No problems. Oh, goes back in easy too !

01-31-2004 Over year old.

debogus
Senior Heliman
Location: Beaumont,peoples republic of mexifornia

Yeah me too?

Easier sometimes to pay cash( direct withdrawal) than charging it
Hell I pay most of bills that way .

Gas electic phone credit cards
Dave

01-31-2004 Over year old.

2LTime
Veteran
Location: Walworth,NY

Some of you may want to reconsider, I will only use paypal if I fund it from a credit card. My brother bought an item off ebay and it was defective. He had paid for it using Paypal. Some, say $50 from a Paypal balance and the rest on his credit card. When he disputed the charge through Paypal, they said as long as he was shipped something they would do nothing. The portion on his credit card he disputed through the credit card and got his money back.

Jeff

As far as Paypal and your bank account, It doesn't seem to be a pronblem. Just remember your purchases aren't disputable unless it's from your credit card.

02-01-2004 Over year old.

NitroSpazzz
Veteran
Location: Wisconsin and/or Minnesota

I just transfer money from a usually empty checking account onto paypal when needed. Then if needed I transfer my money from saving account, onto checking account, onto paypal

Seems complicated enough. At least I have time to think about what I am about to do with this method

Blake Tennessen
507.279.3930

02-01-2004 Over year old.

HOMEPAGE

Ted Toth
Elite Veteran
Location: Myrtle Beach S.C.

xlr8n

Quote
The portion on his credit card he disputed through the credit card and got his money back

agree 100% this way you have 2 options, then you can sleep at night
too many bad deals around today

You don't stop laughing because you grow old, you grow old because you stopped laughing.

02-01-2004 Over year old.

HOMEPAGE

mdntblu
Senior Heliman
Location: Corona, CA USA

Been using Paypal for years and never had any problems. Just make sure you stay away from those fake emails asking you to put in information because they are fraud. What happens is you fill them out and it send your information to a hacker who gets into your account and rips you off.

I'm sure there are rare times when someone gets ripped off but you can have the same thing happen anywhere. If you buy something off eBay just do the buyer protection that way you're guaranteed your money back.

Brad

P.S. my whole business is run with Paypal. http://www.lightmyworld.com
Ran about $200,000 through Paypal in 2003

02-02-2004 Over year old.

HOMEPAGE

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