jackd63
Senior Heliman
Location: Loveland, Colorado
| copy from another threadThis is a coppied from another post I posted a while back. Check it out and let us know what you find. I am no longer interested in insurance but I would get a kick out of it if this were the golden egg.
I was quoted 3 million coverage, 1 million per incident as I recall and the premium was $1800 a year.
From HELICAMERA.COM
Here's the insurance info I found last year.
Diane Rothfuss
Flood and Peterson Insurance, Inc.
4821 Wheaton Dr
Ft Collins, CO 80527
company # (970) 266-8710
direct # (970) 266-7131.
Tell her that Jack Daniels said hi.
I never did find out any details like exclusions and so forth about the coverage and would be a good idea for you to do that. I have decided to call it quits and although the reasons are many, the biggest is because of an incident we had in early June. We went down to Pueblo, CO to shoot pictures of a Harley rally with over 1000 riders. We got there on a Thursday afternoon and shot some pictures with several hundred riders in the parking lot of the Harley shop. We were set up to print nice quality glossy pictures right on the spot. We sold 2 lousy pictures for a total of $24. The trip alone cost me 2 days work, a couple hundred dollars in things like gas, camping spot, ink and paper for the pictures etc. We decided to spend the night since we had gone so far and decided to try our luck again the next morning. I did not only a preflight inspection but also did a test flight to make sure everything was running ok. Now here is where the straw broke this camels back. After the test flight all I did was land the helicopter and power it down. About 45 minutes later they were ready for us to take pictures. I brought the heli into a hover and to my surprise it started to drift to the left, I gave it right cyclic and nothing was there. I gave it full right and still nothing. I had full control over everything else except right cyclic. As it drifted to the left, it was heading for a wire fence. I gave it pitch to go over the fence and immediately noticed cars out of the corner of my eye wizzing by at 75mph, we were next to I-25. Not having any other choice I had to set it down just next to the emergency lane but was on a steep incline and it went over on it's side. When I got the heli back home I was getting ready to dissect it to find out what went wrong. To my surprise everything was working just fine and to this day I have no idea what went wrong. So to all of you out there that think you are safe by doing a complete preflight, I got news for you. Sometime things go wrong and there is nothing you can do to prevent it. Keep in mind, this was a 46cc Bergen Industrial Twin that was easily capable of killing people. Insurance or not, I am no longer willing to risk the life of other people (or myself) for what little (or no) financial gain there "might" be.
I found the insurance last year through a contractor that required me to have insurance to do the work for them. It was their insurance company and when I told him that the cost was $1800 a year and that I had such a small clientele that he would have to absorb the brunt of the cost which was double my quote of $135 they decided to let me do it without the insurance. Good luck to you all, I am outta here |
I really wanted to go again this year, but I went to Omaha Ne to help promote the hobby with many of the flyers in NE in a sort of quasi fun fly near a fair, as well as work on my bird. Lots and lots of helis there with many people watching and asking questions. higher people on the food chain where interested as well 
