jcrack_corn
Senior Heliman
Location: End of Time
| Funny, you may have said something more truthful than you or others may know....Legally you can make a check out of a shingle or scrap wood if you want. If you have the routing number, account number, check ammount and signature on it, it is legal.
The bank will take it and create a "substitute" check (for obvious logistical reasons) to send to the clearing house!
Also, LEGALLY, if given a check as payment you can verify funds.....most banks have automated numbers for this (call the bank name on the check, ask for merchant verification) and they can tell you if the account has enough funds to cover that check at that time....if that bank is local to you, you can walk in with a drivers license and walk out with cash at that point.
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In US banks have 10 days to clear a check. You can make a check out of piece of paper and if the teller cash it and they didn't clear it for 10 days money is yours.
Its Government regulation of some sort
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do it inverted
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