tryan02
rrProfessor
Location: Canton, Missouri
| I hear ya TJ I cant fly at any events but I have never flown at one anyway. But If Im gonna fly a big nitro it makes sense but its my understanding they wont step up till my homeowners is done if that and you had to have been flying by their rules to collect.
http://www.modelaircraft.org/PDF-files/500-A.pdf
Academy of Model Aeronautics
5161 East Memorial Drive
Muncie, Indiana 47302
(765) 287-1256 – Business
(765) 289-4248 – Fax
(800) 435-9262 – Membership Services
http://www.modelaircraft.org
2008 INSURANCE SUMMARY – THE FACTS ABOUT AMA’S INSURANCE-
For Individual Members
All incidents need to be reported to AMA immediately!
Commercial General Liability Coverage (Effective March 31, 2008)
• AMA Liability Protection applies to bodily injury or property damage caused by an AMA member. Any AMA member who causes an accident resulting in an injury must report that accident immediately to AMA HQ.
• Applies to accidents arising from the operation of model aircraft, rockets, cars and boats, in accordance with the AMA NATIONAL Safety Code(s).
• The per occurrence limit of coverage available by this policy is $2,500,000 involving bodily injury and/or property damage. These limits are for claims occurring during the policy period. Coverage is provided only for accidents arising from the model activities.
• Failure to comply with the AMA Safety Code may endanger insurance coverage.
• A separate policy covers participation in FAI events outside of the United States and Canada. This policy has a $1,000,000 limit.
• There is no coverage for injury to a member to his own family (Household and Relative(s) living in the member’s household) for claims or suits.
• The policy does NOT cover business pursuits; that is any activity that generates income for a member beyond reimbursement of expenses, except this business pursuit exclusion does not apply to individual members providing modeling instructions for pay to AMA members.
• AMA insurance is “excess” to any other applicable coverage, such as homeowner’s.
• Has a $250.00 deductible (property damage only), which is the responsibility of the AMA member causing the accident.
Accident/Medical Coverage (Effective January 1, 2008)
The Accident/Medical coverage applies to injuries while engaged in model operations regardless of who causes the accident. It reimburses an AMA member in accordance with policy terms and conditions for only medical expenses (also the beneficiary for loss of life) incurred within 52 weeks of the accident. The Accident/Medical coverage works as follows:
• Provides up to $25,000 for medical expenses and $10,000 for dismemberment or death.
• Insures AMA member directly – does not require claim action by another person.
• Pays for eligible expenses upon submission of bills or other documents certifying cost of treatment and that injury was caused by model operations.
• Reimburses medical expenses only after submission to any other health plan, including MediCare.
• Has a $750.00 deductible.
Fire, Vandalism, and Theft Coverage (Effective January 1, 2008)
• Provides up to $1,000 for loss of aircraft models and accessories, including RC equipment. All theft loss claims must be accompanied by a police report. NOTE: Theft has to occur from a locked vehicle or residential dwelling. There must be physical evidence of violent forcible entry.
• Has a $100.00 deductible.
• Is “excess” to any other applicable coverage, such as homeowner’s.
Please call (765) 287-1256 (Monday-Friday, 8 am-5 pm EST) for claim forms and filing procedures.
To report an incident involving serious injuries after hours or on weekends please call (765) 749-9210 or 212-0793.
This information is merely a brief summary. Complete details of coverage(s), reporting periods, and exceptions are contained in master policies on file at AMA HQ, available for $5.00 per policy for handling and postage. The policies are also available at www.modelaircraft.org/documents.aspx, documents #500-L, 500-LA, 500-M and 500-N.
C:\PDF\500-A.doc 1/29/2008
Canton MO backyard flying club
Club President
Team No funds left. |
But if they actually will cover me flying my nitro (dreaming so far) anywhere anytime any field I will purchase it
